GNO / CREDITProposal byOWN

Borrow without selling GNO.

Lock GNO, receive stablecoins, and repay through fixed monthly installments. With no liquidation risks due to volatility!

LTV
50%
Fixed APR
7%
Term
5 years
USD-equivalent stablecoins

Enter one amount to join the non-binding borrower signup. This is not a loan application or commitment.

GNO collateral required
$200,000
≈ 1,924.56 GNO
Monthly payment
$1,980.12
Interest over 5 years
$18,807
Total repayment
$118,807

Source: CoinGeckoObserved: Status: Current

Sign up with your wallet Wallet controls load in your browser.

How it works.

  1. Lock GNO

    Post GNO worth twice the amount you want to borrow.

  2. Receive stablecoins

    Keep your GNO exposure while using stablecoin liquidity.

  3. Repay monthly

    Make one fixed principal-and-interest payment each month.

  4. Reclaim your GNO

    The final scheduled payment unlocks the original collateral.

Borrower condition: missed repayments will result in loss of the locked collateral.

Borrower interest, in aggregate.

Borrower interest starts here.

Choose an amount and add a non-binding signal. Aggregate demand will appear as borrowers sign up.

Add your signal

What we’re proposing to GnosisDAO.

  1. Allocate stablecoins

    GnosisDAO would create a defined pool for fixed-rate loans to GNO holders.

  2. Lend against GNO

    Borrowers would lock GNO worth twice the loan and repay monthly over five years.

  3. Return capital and interest

    Scheduled repayments would return principal and interest to the GnosisDAO treasury.